If you’re starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of obtaining an enterprise credit card can be confusing and overwhelming. Here are some tips to be aware of the process of getting an credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups build their credit history. The applicants don’t pay interest or provide personal guarantees. Instead the applicants are evaluated on their business model and spending habits.
Users can get 100 percent credit. This limit is determined by the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points to book travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management tool. The card offers a variety of advantages, including a fixed 1.5% cashback rate on all purchases. The card doesn’t have annual charges and doesn’t need any other conditions other than an excellent credit score.
For businesses that are just starting out it is possible to reap the benefits of the low-interest business credit cards could be very appealing. A business credit card with additional security might be a viable option.
One of the key benefits of a business low-interest credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you can afford to pay each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new companies. It has many benefits, including a substantial initial bonus, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promotions to be found and the spending limit could be too low for your company. It’s not the most efficient points-earning feature.
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On the other side the Ink Business Preferred Card offers many other beneficial features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. If you’re a small-sized business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories and earn 3 points for every dollar. For instance, if make a purchase of $500 to your credit card during the first three months, you’ll get an initial bonus of 100,000 points.
Divvy
If you’re a business owner looking for a business credit card you might want consider Divvy. This type of card offers many benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used alongside any other accounting software to allow users to view their financial expenses. You can then create budgets, set limits, and request money. Divvy also allows you to set the spending limit for your employees.
Divvy also offers corporate cards. These cards analyze your business finances and assist you to decide how much money you’ll need to invest each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to learn about the rates offered by the company before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable rates of interest for business loans. They also offer rewards. For instance the Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash back. Some cards offer rewards for travel and shopping as well as others that can be used to build your credit score.
There are a myriad of credit card issuers you could choose from, such as Chase. However, you should consider the way you intend to utilize a specific credit card. It is important to select the right business credit card that suits your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card provides solid rewards on various purchase categories as well as covers employees’ cell phone bills.