If you’re starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of applying for an enterprise credit card can be daunting and confusing. Here are some tips to be aware of the process of obtaining credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups establish their credit histories. Applicants don’t pay interest or provide personal guarantees. Instead the applicants are evaluated on their business model and spending habits.
Customers can get up to 100 percent credit. This limit is based on the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card You can earn rewards on purchases. For instance, you could get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management solution. It comes with a myriad of benefits including a flat 1.5 percent cash-back rate on all purchases. The card has no annual charges and doesn’t need any other conditions other than having a credit score of at least.
A business credit card with low interest is a great option for startups. It is also possible to think about a business credit card that provides additional security.
One of the most important advantages of a low interest business credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay every month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It comes with a variety of benefits, including a high initial bonus along with purchase protection, and travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any introductory APR promotions available, and the spending cap may be too low for your business. It’s also not the most effective points-earning program.
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The Ink Business Preferred Card, however provides a range of useful features like liability insurance and primary car rental coverage shopping protection, as well as primary coverage for car rentals. These perks are great for small business owners.
Moreover, the Ink Business Preferred Card is a great opportunity to earn points. When you spend money in certain categories, you can earn three points per dollar you spend. In this example the case of spending $500 on purchases with your card within the first three months, you will get a 100,000 point welcome bonus.
Divvy
If you’re a start-up business owner looking for an account for business credit you might want to look into Divvy. This card comes with a wide range of benefits and features. It also allows you to track your business expenses.
Divvy is compatible with any accounting software that allows users to see their financial expenses. The program allows you to create a budget, limit spending, and request funds. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards evaluate your business finances and assist you to determine how much you should spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the best interest rates on business loans. They can also offer useful rewards. For instance a Chase Ultimate Rewards business credit card can earn bonus points that can translate to cash back. Some cards offer rewards for shopping and travel and others can be used to boost your credit score.
There are a myriad of credit card issuers that you can pick from, including Chase. But, you must consider the manner in which you use a particular credit card. It is essential to find the right corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card is a great way to earn rewards on various purchase categories and also covers cell phone bills.