If you’re thinking about starting your own business, the most important question to ask is “Can I get my business credit card?” While there is a yes answer but it can be challenging and overwhelming to apply for a business credit card. Here are some things to be aware of when applying for an credit card.
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Brex provides a range of financial products, including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an account that helps startups build their credit history. The applicants don’t pay interest or need to provide personal guarantees. Instead, applicants are assessed on the basis of their business model and spending habits.
Credit limits up to 100 percent are permitted for applicants. The limit is based on the amount of money in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. The card comes with a host of benefits including a standard 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have other requirements, aside from having a credit score of at least.
For businesses that are just starting out benefiting from a business credit card with low interest could be very appealing. You may also want to look into a credit card for business that provides additional security.
One of the most important advantages of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay each month. This is particularly relevant if you’re trying to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It provides many benefits, including a high initial bonus and purchase protection as well as travel benefits. It does have some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There are no introductory APR promotions to be found and the spending limit may be too low for your business. In addition, it’s not exactly the most generous points-earning option.
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On the other hand, the Ink Business Preferred Card offers several other valuable features, including liability coverage as well as primary coverage for car rental, and a shopping protection. These benefits are perfect for small business owners.
Moreover to that, the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend in certain categories, you can earn 3 points for every dollar you spend. In this case when you spend $500 on purchases made with your card in the first three months, you’ll receive a 100,000-point welcome bonus.
The Divvy card is a great choice for startup business owners looking for an enterprise card. This type of card offers a range of advantages and features. It also lets you track your business expenses.
Divvy is compatible with any external accounting software that allows users to see their financial expenses. The software allows you to make a budget, limit spending and even request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards analyze your business’ finances and help you determine how much you’ll need to invest every month. Unlike traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be a way to secure the best rates of interest on business loans, and can also provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Some cards offer rewards for travel and shopping while others can be used to help improve your company’s credit score.
Apart from the top business credit cards offered by Chase There are other credit card issuers you can choose from. However, you should think about the ways you will use a particular credit card. It is crucial to choose a business credit card that is suitable for your particular needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a great option. The card provides solid rewards across a variety of categories and even protects employees’ mobile phone costs.