For those who are just beginning a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer it can be confusing and overwhelming to apply for an enterprise credit card. Here are some tips to be aware of the process of getting an credit card.
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Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish their credit history. It doesn’t charge interest and don’t need to offer an individual guarantee. Instead, applicants are evaluated by company business model and spending patterns.
Applicants can have up to 100 percent credit. This limit is by the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards when you use a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. It comes with a myriad of benefits, including a flat 1.5% cash back rate on all purchases. The card doesn’t have annual charges and doesn’t need any other requirements other than having a credit score of at least.
A business credit card with a low-interest rate is a great choice for those who are just starting out. A business credit card that offers additional protection may be a viable option.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about how much you can manage each month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It has many advantages, such as a huge sign up bonus and purchase protection as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR promotions to be found, and the spending limit may be too low for your company. It’s also not the most generous points-earning program.
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On the other hand it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, including liability coverage in addition to primary car rental insurance and a shopping protection. These perks are perfect for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. Spend in specific categories and you’ll earn three points per dollar. In this case the case of spending $500 on purchases made with your card within the first three months, you will receive a 100,000 point welcome bonus.
If you’re a new business owner in search of a credit card for business You might want to consider Divvy. This card has a variety of benefits and features. You can also keep track of your business expenses using this card.
Divvy integrates with other accounting software, allowing users to view their the financial expenses. The software allows you to set a budget, limit spending and even request money. It also lets you set the spending limit for your employees.
Divvy also offers a corporate card. These cards analyze your business finances and allow you to decide on how much you can spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure best interest rates on business loans, and they can also provide valuable rewards. For instance, a Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Certain cards provide rewards for shopping and travel and others can be used to improve your credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers are available to. You must also think about the way you intend to use the credit card. It is important to find a business credit card that is suitable for your specific needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card a great option. The card is a good option for earning rewards for various categories of purchases and even covers mobile phone costs.