For those that are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes however the process of getting the business credit card could be daunting and confusing. Here are a few things to be aware of before obtaining an credit card.
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Brex provides a range of financial services , including corporate credit cards along with spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build their credit score. The applicants don’t have to pay interest and don’t have to offer an individual guarantee. Rather, applicants are evaluated by the company’s business model and spending patterns.
Applicants can have up to 100 percent credit limit. This limit is determined by the amount of money that is in a customer’s Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you can earn four points when you travel booked through Brex Travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. The card provides a range of benefits, including a standard 1.5% cashback rate on all purchases. The card doesn’t have annual fees and does not have any other requirements other than a good credit rating.
A business credit card with low interest is a great option for startups. A business credit card with additional security could be a good option.
One of the primary advantages of a low interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay every month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It has many advantages, such as a huge reward for signing up, purchase protection, as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR offers and the spending limit may not be appropriate for your business. It’s also not the best point-earning option.
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On the other side the Ink Business Preferred Card offers many other beneficial features, including liability coverage as well as primary coverage for car rental as well as a shopping security. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For instance, if add $500 worth of purchases to your credit card within the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
If you’re a business owner in search of a business credit card you might want to consider Divvy. This card has a variety of benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used with accounting software, allowing users to easily monitor financial expenses. The software allows you to create a budget, restrict spending and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s finances and determine the amount you’ll need to spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable rates of interest for business loans, and also provide valuable rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for purchases and travel while others can be used to improve your credit score.
There are many credit card issuers that you can pick from, including Chase. You should also consider how you will use the credit card. It is crucial to choose a business credit card that is suitable for your needs.
Small business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. This card offers solid rewards for a variety of purchase categories and even protects employees’ mobile phone bills.