If you’re thinking of creating an enterprise, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes however, the process of obtaining a business credit card can be daunting and confusing. Here are some things you need to be aware of before obtaining a credit card.
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Brex 30
Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build their credit score. Applicants don’t pay interest and don’t have to provide a personal guarantee. Instead, applicants are evaluated on their budget and business model.
Customers can get up to 100 percent credit limit. The limit is determined by the amount of money a customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its limit for spending.
You can earn rewards with the Brex Corporate credit card. For instance, you could earn four points on travel booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as an expense management tool. The card comes with a variety of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements, aside from having a high credit score.
A low-interest business credit card is a great option for those who are just starting out. A business credit card that comes with additional protection may be a viable option.
A business credit card with a low-interest rate are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of you can manage each month. This is particularly true if you’re looking to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It has many benefits, including a high initial bonus along with purchase protection, and travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR deals and the spend limit might not be suitable for your business. It’s not the most efficient points-earning strategy.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features, including liability coverage, primary car rental coverage, shopping protection, and primary coverage for car rental. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this example when you spend $500 on purchases to your card within the first three months, you’ll receive a 100,000-point welcome bonus.
Divvy
If you’re a business owner in search of a credit card for business you might want to consider Divvy. This card comes with a wide range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy integrates with other accounting software, and allows users to easily monitor the financial expenses. You can create budget, set limits on spending and request money. You can also set an expense limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s financial situation and decide on how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards provide the opportunity to get the highest interest rates for business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Certain cards provide rewards for travel and shopping, and others can be used to improve your company’s credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers that you can choose from. However, you must think about the ways you will utilize a specific credit card. It is crucial to select the correct business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card offers solid rewards on a variety of purchase categories and also will pay for employees’ cell phone bills.