If you are thinking of starting your own business, the first important question is “Can I get my business credit card?” The answer is a resounding yes however, the process of obtaining an official business credit card can be a bit overwhelming and confusing. Here are a few tips to be aware of the process of applying for an credit card.
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Brex 30
Brex offers a variety of financial services including corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build their credit score. It doesn’t charge interest or provide personal guarantees. Instead applicants are evaluated based on their business model and spending habits.
Credit limits as high as 100 percent are permitted for applicants. This limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and a spend management tool. The card comes with a variety of benefits including a standard 1.5 percent cash back rate on all purchases. There are no annual fees and the card doesn’t have other requirements aside from an excellent credit score.
A low-interest business credit card is a great choice for those who are just starting out. You might also consider a business credit card which offers additional security.
Business credit cards with low interest are very convenient because you don’t have the worry of managing multiple credit cards or worrying about how much you can manage each month. This is particularly applicable if you’re planning to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It comes with a range of benefits, including a high sign-up bonus, purchase protection, and travel perks. However, it has several drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any initial APR promos and the spending limit might not be suitable for your business. Moreover, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features, such as liability coverage and primary car rental coverage shopping protection, as well as primary coverage for car rental. If you’re a small-sized company owner, you’ll certainly benefit from these perks.
Furthermore that, the Ink Business Preferred Card is a great opportunity to earn points. If you make purchases in certain categories, you can earn three points per dollar you spend. In this case, if you spend $500 on purchases made with your card in the first three months, you will get a 100,000 point welcome bonus.
Divvy
If you’re a startup business owner looking for an enterprise credit card You might want to think about Divvy. This card offers a variety of benefits and features. It also allows you to keep track of your business expenses.
Divvy is compatible with external accounting software, allowing users to easily view the financial expenses. You can create budget, set maximum limits and request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards assess your company’s finances and decide how much you’ll have to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for shopping and travel while others are able to help build your credit score.
There are a variety of credit card issuers you could choose from, including Chase. You must also think about the method of use for the credit card. It is crucial to choose a business credit card that is suitable for your particular needs.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card is a great way to earn rewards for various categories of purchases and also covers cell phone bills.