For those who are just beginning an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of applying for an enterprise credit card can be overwhelming and confusing. Here are a few things to be aware of when applying for credit card.
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Brex offers a variety of financial products, including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups build their credit history. It doesn’t charge interest and don’t have to offer personal guarantees. Instead, applicants are assessed on the basis of their business model and spending habits.
Applicants can have up to 100 percent credit limit. The limit is by the amount of money that is in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. The card comes with a range of advantages, including a fixed 1.5 percent cashback on all purchases. There are no annual charges, and the card does not have other requirements aside from having a credit score of at least.
A business credit card with low interest is a great option for startups. You may also want to look into a business credit card that provides additional security.
A low-interest business credit card are very convenient because you’re not burdened with the stress of managing multiple credit cards or worrying about how much money you can afford each month. This is especially applicable if you’re planning to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It offers many advantages, such as a huge initial bonus as well as purchase protection along with travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There are no introductory APR promos and the spending limit may not be appropriate for your business. It’s not the most efficient points-earning strategy.
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The Ink Business Preferred Card, however, offers many other useful features such as liability coverage primary car rental coverage shopping protection, as well as primary coverage for car rentals. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories and earn 3 points for every dollar. For example for example, if you spend $500 on purchases on your card in the first three months, you’ll receive a 100,000 point welcome bonus.
Divvy is a good option for entrepreneurs who are starting their business and seeking an business card. This card has a variety of advantages and features. It also allows you to track your business expenses.
The Divvy app can be used with any external accounting software to allow users to view their financial expenses. You can create budgets, set the limits on spending and request money. Divvy also allows you to set the spending limit for your employees.
Divvy also offers corporate cards. These cards analyze your business finances and assist you to determine how much you’ll need to spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure most favorable interest rates for business loans and offer valuable rewards. For example a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Some cards offer rewards for shopping and traveling while others can be used to improve your company’s credit score.
Aside from the best business credit cards offered by Chase, there are other credit card issuers that are available to. However, you should consider how you will use a particular credit card. It is important that you select the correct business credit card for your needs.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. The card provides solid rewards for a variety of purchase categories and even will pay for employees’ mobile phone costs.