If you’re starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes it can be difficult and confusing to apply for an enterprise credit card. Here are some tips to be aware of the process of obtaining the credit card.
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Brex offers a wide range of financial services, such as corporate credit cards spending management, as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, or Brex for Startups, is an credit card that assists entrepreneurs build credit histories. The cardholders don’t have to pay any interest and don’t need to provide personal guarantees. Instead, applicants are evaluated by company business model and spending habits.
Credit limits of up 100 percent are allowed for applicants. The limit is determined by the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn valuable rewards with a Brex Corporate credit card. For example, you can earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spend management tool. The card comes with a host of benefits including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements aside from a good credit score.
If you are a new business benefiting from the low-interest business credit cards could be very appealing. You might also think about a business credit card which offers additional security.
A business credit card with a low-interest rate are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially applicable if you’re planning to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It offers many benefits, including a high sign up bonus as well as purchase protection along with travel perks. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR promotions to be found and the spending cap could be too low for your company. It’s not the most efficient points-earning feature.
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On the other side the Ink Business Preferred Card offers a lot of other useful features, including liability coverage in addition to primary car rental insurance and a shopping insurance. These perks are great for small business owners.
The Ink Business Preferred Card is another great way to earn points. When you spend in specific categories, you’ll earn 3 points per dollar you spend. In this case, if you spend $500 on purchases on your card in the first three months, you will be awarded a 100,000 points welcome bonus.
Divvy is a good option for entrepreneurs who are starting their business and seeking business cards. This kind of card comes with various advantages and features. It also lets you track your business expenses.
Divvy can be integrated alongside any other accounting software that allows users to see their financial expenses. The software allows you to create a budget, restrict spending and request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also has a corporate card. The cards analyze your company’s finances and determine how much you should spend every month. Unlike traditional business credit cards, Divvy doesn’t require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure highest interest rates for business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Certain cards provide rewards for shopping and traveling as well as other cards that can be used to help improve your company’s credit score.
Apart from the top business credit cards from Chase There are other credit card issuers you can turn to. But, you must consider how you will make use of a particular credit card. It is essential to locate an enterprise credit card that will meet your particular needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card offers solid rewards for various purchase categories and even will pay for employees’ mobile phone bills.