For those who are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes however the process of applying for the business credit card could be daunting and confusing. Here are some things to know about how to get a credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups establish their credit histories. The applicants don’t pay interest or have to provide an individual guarantee. Instead, applicants are evaluated by the company’s business model and spending patterns.
The applicants can enjoy up to 100 percent credit. The limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points when you book travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card comes with a variety of benefits including a standard 1.5 percent cash-back rate on all purchases. The card has no annual charges and doesn’t need any other qualifications other than having a credit score of at least.
A low-interest business credit card is a great choice for startups. A business credit card that offers additional security might be a good option.
A low-interest business credit card are very convenient because you don’t have to worry of managing multiple cards or worrying about how much money you’ll have to pay each month. This is particularly important if you’re trying to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It offers a variety of advantages, including an excellent sign-up bonus purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There are no introductory APR promotions to be found, and the spending cap could be too low for your company. It’s not the most efficient points-earning program.
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On the other hand however, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance, primary car rental coverage, and a shopping protection. If you’re a small-sized business owner, you’ll definitely get these benefits.
Additionally it is worth noting that the Ink Business Preferred Card is a great way to earn points. If you make purchases in certain categories, you can earn three points per dollar you spend. For instance, if you charge $500 on purchases to your credit card within the first three months, you’ll receive an initial bonus of 100,000 points.
Divvy
The Divvy card is a great choice for business owners in the beginning looking for an business card. This card comes with a wide range of benefits and features. It also lets you track your business expenses.
Divvy is compatible with external accounting software, allowing users to easily monitor the financial expenses. The program allows you to create a budget, limit spending and even request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards assess your business finances and allow you to decide on how much you should spend each month. As opposed to traditional business credit card, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate before applying.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure most favorable interest rates on business loans, and can also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and traveling, while others can be used to build your credit score.
Apart from the top business credit cards from Chase There are other credit card issuers you can use. However, you should consider the manner in which you utilize a specific credit card. It is essential to choose the appropriate business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card offers solid rewards for various categories of purchases and even covers mobile phone bills.