If you’re starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer it can be a bit difficult and confusing to apply for a business credit card. Here are some things you should know about the process of getting a credit card.
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Brex offers a wide range of financial services, such as corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an account that helps entrepreneurs build credit histories. The cardholders don’t have to pay any interest and don’t need to offer an individual guarantee. Rather, applicants are evaluated by company business model and spending patterns.
Users can get 100 percent credit. This limit is determined by the amount the customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
You can earn rewarding rewards using the Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. The card provides a range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t have any other requirements other than an excellent credit score.
For a business that is just beginning benefiting from a business credit card that is low-interest can be extremely appealing. You may also want to think about a business credit card with additional protection.
A low-interest business credit cards are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about the amount of money you can afford each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It has many benefits, including a high reward for signing up, purchase protection, and travel perks. However, it has some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR promotions available, and the spending cap could be too low for your business. Furthermore, it’s not the most generous points-earning option.
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On the other hand the Ink Business Preferred Card offers many other beneficial features, such as liability insurance and primary car rental coverage and a shopping protection. As a small-scale business owner, you’ll definitely enjoy these benefits.
Moreover it is worth noting that the Ink Business Preferred Card is a great opportunity to earn points. When you spend in certain categories, you can earn 3 points per dollar you spend. In this example, if you spend $500 on purchases with your card within the first three months, you’ll be awarded a 100,000 points welcome bonus.
The Divvy is a great option for business owners in the beginning looking for an business card. The card comes with a range of benefits and features. You can also track your business expenses with this card.
Divvy can be used with accounting software and enables users to quickly view the financial expenses. You can create budget, set limits, and request funds. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business’s finances and decide how much you can spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable interest rates for business loans. They also offer rewards. For instance one card, the Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Some cards offer rewards for travel and shopping, while others are able to help build your credit score.
There are many credit card issuers to choose from, such as Chase. You should also consider how you will use the credit card. It is crucial to choose the best business credit card that will meet your specific requirements.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card an excellent option. This card offers solid rewards across a variety of categories and even covers mobile phone bills.