For those who are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer it can be a bit daunting and confusing to apply for an enterprise credit card. Here are some things you should know about the process of getting an credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit history. It doesn’t charge interest or need to provide personal guarantees. Instead, applicants are rated by the company’s business model and spending patterns.
Credit limits as high as 100 percent are allowed for applicants. The limit is determined by the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. The card comes with a host of benefits including a standard 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements, aside from a good credit score.
For businesses that are just starting out it is possible to reap the benefits of a business credit card with low interest can be extremely appealing. You might also think about a business credit card with additional protection.
A low-interest business credit cards are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is especially relevant if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It has many advantages, including a large reward for signing up as well as purchase protection and travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR deals and the spend limit may not be appropriate for your business. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features such as liability coverage primary car rental coverage, shopping protection, and primary car rental coverage. If you’re a small-sized business owner, you’ll definitely get these benefits.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories and earn 3 points for every dollar. In this case, if you spend $500 on purchases made with your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
The Divvy card is a great choice for business owners in the beginning seeking an enterprise card. This kind of card comes with numerous advantages and features. It also lets you keep track of your business expenses.
Divvy is compatible alongside any other accounting software that allows users to monitor their financial expenses. You can create a budget, set limits, and request money. Divvy also allows you to set an expense limit for your employees.
Divvy also has a corporate card. These cards review your company finances and allow you to decide how much money you’ll need to spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure most competitive rates of interest on business loans. They also offer rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash back. Certain cards provide rewards for shopping and travelling while others can be used to help to build credit for your business.
In addition to the top business credit cards offered by Chase There are other credit card issuers you can turn to. You should also think about what you intend to do with the credit card. It is crucial to locate the best business credit card for your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. The card gives you solid rewards on a variety of purchase categories and also covers cell phone bills.