If you are thinking of creating your own business, the most important thing to consider is “Can I get my business credit card?” The answer is yes however, the process of applying for a business credit card can be confusing and overwhelming. Here are some things to be aware of before obtaining an credit card.
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Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. Applicants don’t pay interest or require an individual guarantee. Instead the applicants are evaluated on their company’s budget and business model.
Users can get 100 percent credit. The limit is determined based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards when you use the Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management system. The card comes with a variety of benefits, including a fixed 1.5 percent cash back rate on all purchases. There are no annual fees and the card doesn’t have other requirements, aside from an excellent credit score.
For a startup business one of the advantages of using a business credit card with low interest can be extremely appealing. A business credit card that offers added security may be a possibility.
A low-interest business credit cards are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about the amount of money you can afford each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It comes with a variety of benefits, including a high reward for signing up as well as purchase protection and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There are no introductory APR deals and the spend limit might not be suitable for your business. It’s also not the best points-earning program.
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On the other side however, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance and primary car rental coverage and a shopping insurance. These perks are perfect for small-scale business owners.
Moreover it is worth noting that the Ink Business Preferred Card is a great way to earn points. When you spend in certain categories, you’ll earn 3 points per dollar you spend. In this instance when you spend $500 on purchases on your card within the first three months, you will receive a 100,000-point welcome bonus.
If you’re a startup business owner looking for an account for business credit You might want to look into Divvy. This card has a variety of advantages and features. You can also monitor your business expenses with this card.
Divvy can be integrated with any external accounting software to allow users to monitor their financial expenses. The software lets you create a budget, limit spending, and request funds. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also has corporate cards. These cards look at your company’s finances and decide how much you can spend each month. In contrast to traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to learn about the rates offered by the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the highest interest rates for business loans, and can also provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Some cards offer rewards for travel and shopping while others can be used to help increase your business’s credit.
There are numerous credit card issuers that you can choose from, including Chase. But, you must consider the ways you will utilize a specific credit card. It is essential to locate the right business credit card that will meet your specific requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card is a good option for earning rewards across a variety of categories and even protects employees’ mobile phone bills.