If you’re thinking about starting an enterprise, the most important question to ask is “Can I get my business credit card?” Although there is a yes answer, it can be confusing and overwhelming to apply for a business credit card. Here are a few things to know about how to get an credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for new businesses.
The Brex Card, or Brex for Startups, is an account that helps startups build their credit history. Applicants don’t pay interest or provide personal guarantees. Instead the applicants are evaluated on their business model and their spending habits.
Customers can get up to 100 percent credit. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you could earn four points when you travel booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management system. The card comes with a range of benefits, including a simple 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t require any other conditions other than having a high credit score.
A business credit card with low interest is a great choice for those who are just starting out. A business credit line with added security may be a possibility.
Business credit cards with low interest are very convenient because you don’t have to worry of managing multiple cards or worrying about the amount of money you’ll be able to afford each month. This is especially true if you’re looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It has many advantages, such as a huge reward for signing up and purchase protection and travel perks. However, it also has several drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promos and the spending limit may not be appropriate for your company. Furthermore, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand, offers many other useful features like liability insurance as well as primary car rental coverage, shopping protection, and primary coverage for rental cars. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if you make a purchase of $500 to your card in the first three months, you’ll receive the welcome bonus of 100,000 points.
Divide
If you’re a startup business owner in search of an enterprise credit card you might want think about Divvy. This type of credit card provides various benefits and features. You can also keep track of your business expenses using this card.
Divvy is compatible with external accounting software that allows users to easily monitor the financial expenses. The software lets you create a budget, limit spending, and request funds. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards review your company finances and assist you to decide on how much you’ll need to invest every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards provide the opportunity to get the most favorable interest rates on business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Certain cards provide rewards for shopping and travelling as well as other cards that can be used to help improve your company’s credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers you can use. You should also consider the way you intend to use the credit card. It is important to select a business credit card that will meet your specific needs.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. The card provides solid rewards for various purchase categories and even will pay for employees’ mobile phone expenses.