If you’re thinking of creating your own business, the most important question to ask is “Can I get my business credit card?” The answer is yes however the process of obtaining an official business credit card can be a bit overwhelming and confusing. Here are a few things you should know about the process of applying for the credit card.
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Brex offers a variety of financial services including corporate credit cards, spend management and expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build credit histories. It doesn’t charge interest or need to provide an individual guarantee. Instead, applicants are evaluated based on their budget and business model.
Credit limits of up to 100 percent are permitted for applicants. This limit is by the amount of money that is in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn rewarding rewards with the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also receive three points on dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management solution. The card offers a slew of benefits including a standard 1.5 percent cash back rate on all purchases. There are no annual fees and the card doesn’t require other requirements, aside from having a high credit score.
For a startup business, the benefits of using a business credit card with low interest could be very appealing. A business credit card that comes with added security may be an option.
A business credit card with a low-interest rate are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about the amount of you can manage each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It offers a variety of benefits, like a high sign-up bonus, purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card isn’t an ideal choice, but. There are no introductory APR deals and the spend limit might not be suitable for your company. It’s also not the most generous points-earning feature.
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The Ink Business Preferred Card, however, offers many other useful features such as liability coverage as well as primary coverage for car rentals shopping protection, and primary car rental coverage. If you’re a small-sized business owner, you’ll surely get these benefits.
Furthermore to that, the Ink Business Preferred Card is a great method to earn points. Spend in certain categories and earn 3 points for every dollar. In this example, if you spend $500 on purchases on your card within the first three months, you’ll receive a 100,000 point welcome bonus.
If you’re a new business owner looking for a credit card for business, you may want to look into Divvy. This card offers a variety of benefits and features. You can also keep track of your business expenses using this card.
Divvy can be used with any accounting software that allows users to view their financial expenses. The software lets you set a budget, limit spending, and request funds. It also lets you set the spending limit for your employees.
Divvy also has corporate cards. These cards review your company finances and allow you to decide what amount of money you should spend each month. Unlike traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards are the opportunity to get the best rates of interest on business loans, and they are also able to provide useful rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Some cards offer rewards for purchases and travel and others can be used to build your credit score.
Apart from the top business credit cards offered by Chase There are other credit card issuers that you can use. However, you must think about the ways you will use a particular credit card. It is vital to find the right business credit card that meets your requirements.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card a fantastic option. The card is a good option for earning rewards for various categories of purchases and even will pay for employees’ mobile phone bills.