If you’re thinking of starting a business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes, but the process of applying for a business credit card can be daunting and confusing. Here are some tips to be aware of the process of applying for the credit card.
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Brex offers a variety of financial services , including corporate credit cards along with spend management and expense management software. It offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish their credit history. Applicants don’t pay interest and don’t need to offer an individual guarantee. Instead applicants are evaluated on their business model and spending habits.
Applicants can have up to a 100 percent credit limit. The limit is determined by the amount of money in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn rewards by using a Brex Corporate credit card. Brex Travel offers four points when you book travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management solution. The card offers a variety of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees, and the card does not have other requirements aside from a good credit score.
A low-interest business credit line is a great choice for startups. A business credit line with additional protection may be a possibility.
A business credit card with a low-interest rate are extremely convenient since you’re not juggling the hassle of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It offers a variety of benefits, like an excellent sign-up bonus purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There are no introductory APR promotions available, and the spending cap could be too low for your company. Furthermore, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, such as liability coverage, primary coverage for car rentals shopping protection, as well as primary coverage for car rentals. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great way to earn points. When you spend in certain categories, you can earn 3 points for every dollar you spend. For instance, if make a purchase of $500 to your card during the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
If you’re a new business owner looking for a business credit card you might want think about Divvy. This card has a variety of benefits and features. You can also monitor your business expenses with this card.
Divvy can be used with any accounting software that allows users to look at their financial expenses. The program allows you to create a budget, restrict spending and request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s finances and determine the amount you’ll have to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable rates of interest on business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Certain cards provide rewards for travel and shopping while others can be used to improve your credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers that you can turn to. You must also think about the method of use for the credit card. It is vital to locate the best corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. The card gives you solid rewards on various purchase categories, and it even protects employees’ mobile phone bills.