If you’re starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes however the process of getting the business credit card could be confusing and overwhelming. Here are some tips to be aware of when applying for a credit card.
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Brex offers a wide range of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. The applicants don’t have to pay interest or need to provide an individual guarantee. Instead applicants are evaluated based on their company’s business model and their spending habits.
The applicants can enjoy up to a 100 percent credit limit. This limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards when you use a Brex Corporate credit card. For example, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management solution. The card offers a variety of advantages, including a fixed 1.5 percent cashback rate on all purchases. There are no annual fees, and the card does not have other requirements other than having a high credit score.
A business credit card with a low-interest rate is a great choice for those who are just starting out. A business credit line with additional security could be a possibility.
One of the main features of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll have to pay each month. This is especially relevant if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It offers many advantages, including a large reward for signing up and purchase protection along with travel perks. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR promotions to be found, and the spending limit could be too low for your company. Furthermore, it’s not the most generous points-earning option.
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On the other hand the Ink Business Preferred Card offers numerous other useful features, such as liability insurance in addition to primary car rental insurance and a shopping insurance. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another great way to earn points. When you spend in certain categories, you can earn 3 points per dollar you spend. In this case the case of spending $500 on purchases on your card in the first three months, you will get a 100,000 point welcome bonus.
If you’re a start-up business owner in search of a credit card for business, you may want to think about Divvy. This card offers a variety of benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be integrated with any accounting software that allows users to view their financial expenses. You can then create a budget, set maximum limits and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards look at your company’s finances and decide how much you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure best interest rates on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for travel and shopping, and others can be used to help build your business’s credit.
In addition to the top business credit cards from Chase but there are many other credit card issuers are available to. You should also consider the way you intend to use the credit card. It is important that you select the correct business credit card to meet your needs.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. The card provides solid rewards across a variety of categories and even protects employees’ mobile phone bills.