If you’re thinking about creating a business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes, but the process of applying for an official business credit card can be overwhelming and confusing. Here are some things to know about how to get a credit card.
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Brex 30
Brex provides a range of financial services , including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build credit histories. The applicants don’t have to pay interest or provide an individual guarantee. Instead, applicants are evaluated by company business model and spending habits.
Customers can get up to a 100 percent credit limit. The limit is by the amount of money that is in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards using a Brex Corporate credit card. Brex Travel offers four points when you book travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. The card comes with a range of benefits, including a simple 1.5% cashback rate on all purchases. The card is free of annual fees and doesn’t require any other requirements other than having a high credit score.
For a startup business benefiting from a business credit card with low interest can be extremely appealing. It is also possible to think about a business credit card that offers additional protection.
One of the primary benefits of a business low-interest credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay every month. This is particularly true if you’re looking to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It provides a wide range of benefits, such as the highest sign-up bonus, purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promotions to be found and the spending cap could be too low for your company. It’s also not the most effective points-earning program.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features such as liability coverage primary coverage for car rentals, shopping protection, and primary car rental coverage. These benefits are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend in specific categories, you’ll earn three points per dollar you spend. In this instance when you spend $500 on purchases with your card within the first three months, you will get a 100,000 point welcome bonus.
Divvy
If you’re a business owner in search of a business credit card You might want to think about Divvy. The card comes with a range of benefits and features. You can also track your business expenses with this card.
The Divvy app can be used with any external accounting software to allow users to see their financial expenses. You can then create budgets, set limits, and request funds. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards assess your company’s finances and decide how much you should spend every month. Unlike traditional business credit cards, Divvy does not require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest on business loans. They also offer rewards. For example one card, the Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Certain cards provide rewards for purchases and travel while others can be used to build your credit score.
Apart from the top business credit cards from Chase but there are many other credit card issuers you can choose from. It is important to consider how you will use the credit card. It is important that you select the correct corporate credit card for your needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent choice. This card is a great way to earn rewards on a variety of purchase categories, and it even covers cell phone bills.