If you’re starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although the answer is yes but it can be daunting and confusing to apply for an enterprise credit card. Here are some things to be aware of before obtaining a credit card.
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Brex 30
Brex offers a variety of financial services like corporate credit cards along with spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build their credit score. The cardholders don’t have to pay any interest and don’t need to offer a personal guarantee. Instead applicants are evaluated based on their company’s business model and spending habits.
The applicants can enjoy up to 100 percent credit. The limit is determined by the amount of money that a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
You can earn valuable rewards with a Brex Corporate credit card. For instance, you’ll earn four points on trips booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. The card comes with a range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card doesn’t have annual fees and doesn’t have any other requirements than having a high credit score.
For businesses that are just starting out benefiting from a business credit card with low interest can be extremely appealing. You may also want to look into a business credit card which offers additional security.
Business credit cards with low interest are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you’ll be able to afford each month. This is especially important if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It offers a range of benefits, including the highest sign-up bonus, purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promotions to be found and the spending cap may be too low for your company. It’s also not the best points-earning strategy.
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The Ink Business Preferred Card, on the other hand provides a range of useful features like liability insurance and primary coverage for car rentals shopping protection, as well as primary coverage for car rental. If you’re a small-sized company owner, you’ll certainly get these benefits.
Moreover to that, the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example, if you spend $500 on purchases on your card within the first three months, you’ll receive a 100,000-point welcome bonus.
Divvy
Divvy is an excellent choice for entrepreneurs who are starting their business and looking for a business card. This card comes with a wide range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used with accounting software that allows users to easily monitor the financial expenses. You can then create budget, set limits, and request funds. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards review your company finances and allow you to determine how much you can spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the most competitive interest rates for business loans and offer valuable rewards. For example the Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Some cards offer rewards for travel and shopping as well as others that can be used to build your credit score.
Apart from the top business credit cards from Chase and other credit card issuers that you can choose from. But, you must consider how you will utilize a specific credit card. It is important to find the best business credit card that will meet your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. The card is a good option for earning rewards across a variety of categories and even will pay for employees’ mobile phone bills.