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For those who are starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer, it can be difficult and confusing to apply for a business credit card. Here are some things you need to be aware of before obtaining the credit card you need.

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Brex 30
Brex provides a range of financial services including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.

The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit score. The cardholders don’t have to pay any interest and don’t need to offer personal guarantees. Instead, applicants are rated by the company’s business model and spending habits.

Credit limits of up 100 percent are allowed for applicants. The limit is determined based on the amount of cash in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.

With the Brex Corporate Credit Card You can earn rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. You can also get three points for dining.

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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. The card comes with a host of benefits including a flat 1.5 percent cash-back rate on all purchases. The card is free of annual fees and does not have any other requirements other than an excellent credit score.

For a business that is just beginning one of the advantages of using a business credit card that is low-interest are a great deal. A business credit line with additional security might be a possibility.

A low-interest business credit card are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly true if you are planning to finance significant expenses.

Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It comes with a variety of benefits, including a high sign up bonus, purchase protection, along with travel perks. However, it has some drawbacks.

The Ink Business Preferred Card may not be the best choice for you. There aren’t any APR introductory promotions available, and the spending cap may be too low for your company. It’s also not the best points-earning program.

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On the other hand however, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance in addition to primary car rental insurance as well as a shopping security. These perks are great for small business owners.

The Ink Business Preferred Card is another great method to earn points. When you spend in specific categories, you can earn three points for every dollar you spend. For example, if you make a purchase of $500 to your card in the first three months, you’ll be eligible for an initial bonus of 100,000 points.

Divvy
If you’re a startup business owner in search of a business credit card, you may want to think about Divvy. This card offers a variety of benefits and features. It also lets you keep track of your business expenses.

Divvy can be used with any external accounting software to allow users to view their financial expenses. The program lets you create a budget, limit spending and even request money. In addition, Divvy allows you to set a spending limit for your employees.

Divvy also offers a corporate credit card for companies. The cards analyze your company’s finances and determine how much you should spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.

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However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to know the rate of the company before submitting an application.

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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest rates of interest for business loans and offer valuable rewards. For instance a Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travelling as well as other cards that can be used to help increase your business’s credit.

Aside from the best business credit cards from Chase but there are many other credit card issuers you can turn to. However, you should think about how you will use a particular credit card. It is essential to locate an enterprise credit card that will meet your specific requirements.

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Small-sized business owners will find the Ink Business Preferred(r) Credit Card a great option. The card is a good option for earning rewards for various purchase categories and even covers employees’ mobile phone costs.

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