If you’re thinking of starting a business, the most important question to ask is “Can I get my business credit card?” The answer is yes but the process of getting an enterprise credit card can be a bit overwhelming and confusing. Here are some things you need to know about the process of obtaining an credit card.
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Brex provides a broad range of financial services, including corporate credit cards, spend management, and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups establish their credit history. The applicants don’t pay interest or need to provide an individual guarantee. Instead the applicants are evaluated on their company’s business model and spending habits.
Customers can get up to 100 percent credit. The limit is based on the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points for booking travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management system. The card offers a slew of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual fees and the card doesn’t require other requirements other than a good credit score.
For businesses that are just starting out benefiting from a business credit card that is low-interest are a great deal. You might also look into a business credit card that provides additional security.
A low-interest business credit cards are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is especially true if you’re looking to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It offers a range of benefits, including an excellent sign-up bonus purchase protection, and travel benefits. However, it does have several drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR promotions to be found and the spending limit could be too low for your business. It’s also not the most effective point-earning option.
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On the other side it is worth noting that the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage and a shopping protection. As a small-scale business owner, you’ll definitely enjoy these benefits.
Additionally it is worth noting that the Ink Business Preferred Card is a great method to earn points. Spend in certain categories and you’ll earn three points per dollar. For instance, if you make a purchase of $500 to your card during the first three months, you’ll be eligible for an initial bonus of 100,000 points.
The Divvy is a great option for entrepreneurs who are starting their business and looking for an business card. This card comes with a wide range of benefits and features. You can also monitor your business expenses with this card.
Divvy is compatible with any external accounting software to allow users to look at their financial expenses. You can create a budget, set maximum limits and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards assess your company’s finances and determine how much you’ll have to spend every month. In contrast to traditional business credit cards, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to understand the company’s rate before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable interest rates for business loans and provide valuable rewards. For example a Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Some cards offer rewards for shopping and traveling and others can be used to boost your credit score.
Aside from the best business credit cards from Chase but there are many other credit card issuers that are available to. However, you should consider the way you intend to use a particular credit card. It is essential to locate the right business credit card that is suitable for your specific needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. The card gives you solid rewards on different categories of purchases and even covers employees’ cell phone bills.