If you’re thinking of starting a business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is yes however, the process of obtaining the business credit card could be a bit overwhelming and confusing. Here are some things you should know about the process of applying for the credit card.
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Brex provides a range of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups build credit histories. The applicants don’t have to pay interest or provide an individual guarantee. Rather, applicants are evaluated on the basis of their business model and spending habits.
Users can get a 100 percent credit limit. This limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards by using a Brex Corporate credit card. For instance, you can earn four points on travel booked through Brex Travel. You can also receive three points on dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management tool. The card comes with a host of benefits including a standard 1.5% cash back rate on all purchases. The card doesn’t have annual fees and doesn’t require any other requirements than having a high credit score.
If you are a new business benefiting from a business credit card with low interest can be extremely appealing. A business credit line with additional security could be a good option.
Business credit cards with low interest are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about how much money you can afford each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It comes with a range of benefits, such as an excellent sign-up bonus purchase protection, as well as travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR promotions to be found, and the spending cap could be too low for your company. It’s not the most efficient points-earning program.
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The Ink Business Preferred Card, however, offers many other useful features like liability insurance, primary coverage for car rentals shopping protection, as well as primary car rental coverage. These benefits are perfect for small business owners.
Furthermore, the Ink Business Preferred Card is a great opportunity to earn points. When you spend in certain categories, you’ll earn three points for every dollar you spend. In this case for example, if you spend $500 on purchases with your card within the first three months, you will receive a 100,000-point welcome bonus.
If you’re a start-up business owner looking for an enterprise credit card you might want to consider Divvy. This type of card offers many benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be integrated with any accounting software that allows users to view their financial expenses. The software lets you make a budget, limit spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also has a corporate card. These cards assess your business financial situation and help you decide how much money you’ll need to invest each month. As opposed to traditional business credit card, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable rates of interest on business loans. They also offer rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash back. Some cards offer rewards for shopping and traveling as well as others that can be used to boost your credit score.
Apart from the top business credit cards from Chase and other credit card issuers you can use. You should also consider how you will use the credit card. It is crucial to choose the best business credit card that is suitable for your specific needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a great option. This card offers solid rewards on a variety of purchase categories, and it even protects employees’ mobile phone bills.