For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of getting an official business credit card can be confusing and overwhelming. Here are a few things you need to know about the process of getting the credit card.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards as well as spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build their credit score. Applicants don’t pay interest and don’t need to offer personal guarantees. Rather, applicants are evaluated by the business model of the company and spending patterns.
Applicants can have up to a 100 percent credit limit. The limit is based on the amount of cash in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards by using the Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card provides a range of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card doesn’t have annual fees and does not have any other qualifications other than having a high credit score.
A business credit card with a low-interest rate is a great choice for businesses that are just starting out. You may also consider a business credit card with additional protection.
One of the primary advantages of a low-interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll be able to pay every month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It has many advantages, including a large sign-up bonus as well as purchase protection along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR deals and the spend limit may not be appropriate for your company. It’s also not the best point-earning option.
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The Ink Business Preferred Card, however provides a range of useful features such as liability coverage and primary car rental coverage shopping protection, and primary car rental coverage. As a small-scale company owner, you’ll certainly benefit from these perks.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this instance, if you spend $500 on purchases to your card in the first three months, you’ll get a 100,000 point welcome bonus.
Divide
Divvy is an excellent choice for entrepreneurs who are starting their business and looking for business cards. This card has a variety of advantages and features. It also lets you monitor your business expenses.
The Divvy app can be used alongside any other accounting software that allows users to look at their financial expenses. You can then create budgets, set limits, and request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s financial situation and decide on how much you can spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest interest rates for business loans and provide valuable rewards. For example a Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash. Certain cards provide rewards for travel and shopping while others are able to help build your credit score.
In addition to the top business credit cards from Chase, there are other credit card issuers you can turn to. You should also consider the way you intend to use the credit card. It is important to find a business credit card that is suitable for your particular needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card is a good option for earning rewards for various categories of purchases and even covers mobile phone bills.