If you are thinking of starting your own business, the first important thing to consider is “Can I get my business credit card?” While there is a yes answer it can be confusing and overwhelming to apply for a business credit card. Here are some things you need to know about the process of applying for the credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t pay interest or need to provide personal guarantees. Instead, applicants are assessed by the business model of the company and spending habits.
Credit limits of up 100 percent are allowed for applicants. This limit is determined by the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points for booking travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. The card comes with a variety of benefits including a flat 1.5% cash back rate on all purchases. The card does not have annual fees and does not have any other requirements than having a high credit score.
If you are a new business one of the advantages of using a business credit card that is low-interest are a great deal. It is also possible to look into a business credit card that provides additional security.
A low-interest business credit cards are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It has many advantages, including a large sign up bonus as well as purchase protection and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any initial APR promos and the spending limit might not be suitable for your company. This isn’t the most efficient point-earning option.
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On the other hand however, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage as well as primary coverage for car rental as well as a shopping security. These perks are great for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in specific categories, you can earn 3 points per dollar you spend. For example, if you add $500 worth of purchases to your card in the first three months, you’ll receive a welcome bonus of 100,000 points.
Divvy
If you’re a start-up business owner looking for an account for business credit you might want think about Divvy. This card offers a variety of benefits and features. It also allows you to track your business expenses.
Divvy can be integrated with any external accounting software to allow users to monitor their financial expenses. You can create a budget, set limits, and request funds. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards look at your company’s financial situation and decide on how much you should spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable interest rates for business loans, and also provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash back. Certain cards provide rewards for travel and shopping while others can be used to help to build credit for your business.
Apart from the top business credit cards from Chase and other credit card issuers that are available to. However, you should think about the manner in which you make use of a specific credit card. It is vital to choose the appropriate corporate credit card for your needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card offers solid rewards for various purchase categories and even covers employees’ mobile phone bills.