For those who are just beginning an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer but it can be difficult and confusing to apply for a business credit card. Here are some things to know about how to get the credit card you need.
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Brex 30
Brex offers a wide range of financial services, such as corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps entrepreneurs build credit histories. The applicants don’t pay interest or require an individual guarantee. Instead, applicants are assessed by the company’s business model and spending patterns.
The applicants can enjoy up to 100 percent credit. The limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards when you use a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. It comes with a myriad of benefits, including a flat 1.5% cash back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other conditions other than an excellent credit score.
A business credit card with a low-interest rate is a great choice for businesses that are just starting out. You might also think about a business credit card that offers additional protection.
One of the key features of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you can afford to pay each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It offers a variety of benefits, including a high sign-up bonus, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR offers and the spending limit may not be appropriate for your business. Moreover, it’s not the most generous points-earning option.
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On the other hand however, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance, primary car rental coverage and a shopping protection. These benefits are perfect for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. If you make purchases in certain categories, you can earn 3 points for every dollar you spend. For instance, if make a purchase of $500 to your credit card within the first three months, you’ll be eligible for a welcome bonus of 100,000 points.
Divide
If you’re a business owner in search of an account for business credit you might want to think about Divvy. This card offers a variety of benefits and features. You can also keep track of your business expenses by using this card.
The Divvy app can be used with any external accounting software to allow users to see their financial expenses. You can then create budgets, set limits on spending and request money. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also has a corporate card. These cards assess your company’s finances and determine the amount you can spend every month. Unlike traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure most favorable interest rates on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Certain cards provide rewards for travel and shopping while others can be used to improve your credit score.
There are many credit card issuers you could choose from, such as Chase. However, you should think about the ways you will utilize a specific credit card. It is essential to locate the best business credit card that meets your specific needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards on different categories of purchases and even will pay for employees’ cell phone bills.