For those that are starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes however the process of getting an enterprise credit card can be a bit overwhelming and confusing. Here are a few things to learn about getting an credit card.
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Brex offers a variety of financial services including corporate credit cards along with spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. Applicants don’t pay interest or need to provide an individual guarantee. Instead, applicants are rated on the basis of their business model and spending patterns.
Credit limits of up 100 percent are permitted for applicants. This limit is determined by the amount customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards by using the Brex Corporate credit card. Brex Travel offers four points to book travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. It comes with a myriad of benefits including a flat 1.5 percent cash back rate on all purchases. The card has no annual fees and does not have any other conditions other than a good credit rating.
A business credit card with a low-interest rate is a great choice for those who are just starting out. A business credit card that comes with additional security might be a good option.
A low-interest business credit cards are very convenient because you’re not burdened with the stress of managing multiple credit cards or worrying about how much money you can afford each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It offers a variety of benefits, including an impressive sign-up bonus, purchase protection, and travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any introductory APR promotions and the spending limit may not be appropriate for your company. Moreover, it’s not the most generous points-earning option.
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On the other side it is worth noting that the Ink Business Preferred Card offers many other beneficial features, including liability coverage in addition to primary car rental insurance and a shopping protection. These perks are perfect for small business owners.
Moreover to that, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories and earn 3 points for every dollar. In this instance the case of spending $500 on purchases made with your card within the first three months, you will be awarded a 100,000 points welcome bonus.
If you’re a startup business owner in search of a business credit card, you may want to consider Divvy. This card comes with a wide range of advantages and features. You can also keep track of your business expenses by using this card.
Divvy can be integrated with any external accounting software that allows users to look at their financial expenses. The software lets you set a budget, limit spending and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also offers corporate cards. These cards review your company’ finances and help you determine how much you’ll need to spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive rates of interest for business loans and offer valuable rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Certain cards provide rewards for shopping and travel as well as others that can be used to improve your credit score.
Aside from the best business credit cards offered by Chase but there are many other credit card issuers that are available to. You should also consider what you intend to do with the credit card. It is crucial to locate the best business credit card to meet your requirements.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card an excellent option. The card gives you solid rewards on various purchase categories and also protects employees’ mobile phone bills.