If you are thinking of starting your own business, the most important question you should ask yourself is “Can I get my business credit card?” While the answer is yes it can be difficult and confusing to apply for an enterprise credit card. Here are some things you need to know about how to get credit card.
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Brex 30
Brex offers a variety of financial services like corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build credit histories. The applicants don’t pay interest or need to provide a personal guarantee. Instead, applicants are assessed by the business model of the company and spending habits.
Customers can get up to a 100 percent credit limit. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points when you book travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as an expense management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash back rate on all purchases. The card doesn’t have annual fees and doesn’t require any other qualifications other than a good credit rating.
A low-interest business credit card is a great option for those who are just starting out. You might also look into a business credit card that provides additional security.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup businesses. It comes with a variety of advantages, including a large sign up bonus and purchase protection as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any initial APR offers and the spending limit might not be suitable for your business. Moreover, it’s not the most generous points-earning feature.
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On the other side however, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance and primary car rental coverage as well as a shopping security. These perks are great for small business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For instance, if charge $500 on purchases to your card during the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
Divide
If you’re a start-up business owner in search of a credit card for business You might want to consider Divvy. This type of credit card provides various advantages and features. It also lets you monitor your business expenses.
Divvy is compatible with external accounting software, allowing users to easily view financial expenses. The program lets you create a budget, restrict spending and even request money. It also lets you set a spending limit for your employees.
Divvy also has a corporate card. These cards analyze your business financial situation and help you determine how much you’ll need to spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest interest rates for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Some cards offer rewards for travel and shopping as well as other cards that can be used to help improve your company’s credit score.
Aside from the best business credit cards offered by Chase and other credit card issuers are available to. You must also think about the method of use for the credit card. It is essential to find the right business credit card for your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. This card offers solid rewards on various purchase categories and also will pay for employees’ cell phone bills.