If you’re thinking of starting your own business, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes, but the process of obtaining the business credit card could be a bit overwhelming and confusing. Here are some tips to be aware of when applying for a credit card.
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Brex 30
Brex offers a variety of financial services including corporate credit cards, spend management and expense management software. It offers a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. The applicants don’t have to pay interest or need to provide a personal guarantee. Instead, applicants are rated by the company’s business model and spending habits.
Credit limits up to 100 percent are permitted for applicants. This limit is based on the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card You can earn rewards on purchases. For instance, you can earn four points when you travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management solution. It comes with a myriad of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements, aside from a good credit score.
A business credit card with low interest is a great option for businesses that are just starting out. A business credit card that comes with additional security could be a good option.
One of the key advantages of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll have to pay off each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It provides many advantages, including a large reward for signing up as well as purchase protection as well as travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any initial APR deals and the spend limit might not be suitable for your company. Furthermore, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, on the other hand provides a range of useful features like liability insurance, primary car rental coverage, shopping protection, and primary coverage for rental cars. These benefits are perfect for small-scale business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend in certain categories, you can earn three points for every dollar you spend. For instance, if you charge $500 on purchases to your credit card within the first three months, you’ll receive the welcome bonus of 100,000 points.
Divide
Divvy is an excellent choice for entrepreneurs who are starting their business and looking for an business card. The card comes with a range of advantages and features. It also lets you monitor your business expenses.
Divvy integrates with other accounting software that allows users to quickly view the financial expenses. The program allows you to create a budget, limit spending and even request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards review your company financial situation and help you determine how much you should spend each month. Unlike traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable interest rates for business loans and offer valuable rewards. For example a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Certain cards provide rewards for shopping and travel while others are able to help build your credit score.
Aside from the best business credit cards from Chase but there are many other credit card issuers you can turn to. You must also think about the way you intend to use the credit card. It is vital to locate the best business credit card that meets your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card provides solid rewards on different categories of purchases and also covers cell phone bills.