If you are thinking of creating your own business, the most important question to ask is “Can I get my business credit card?” Although the answer is yes it can be challenging and overwhelming to apply for an enterprise credit card. Here are some points you should be aware of about the process of obtaining credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t have to pay interest or need to provide a personal guarantee. Instead, applicants are rated by company business model and spending habits.
Applicants can have up to 100 percent credit limit. This limit is determined by the amount of money customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and a spend management system. The card comes with a host of benefits, including a fixed 1.5 percent cash back rate on all purchases. The card is free of annual fees and doesn’t have any other conditions other than having a credit score of at least.
For a business that is just beginning one of the advantages of using the low-interest business credit cards are a great deal. A business credit card with additional security might be an option.
Business credit cards with low interest are extremely convenient since you don’t have the worry of managing multiple cards or worrying about how much money you’ll have to pay each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It offers a range of benefits, including an excellent sign-up bonus purchase security, and travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR promotions to be found and the spending limit could be too low for your company. Furthermore, it’s not the most generous points-earning option.
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On the other hand it is worth noting that the Ink Business Preferred Card offers many other beneficial features, such as liability insurance in addition to primary car rental insurance and a shopping insurance. If you’re a small company owner, you’ll certainly benefit from these perks.
Moreover to that, the Ink Business Preferred Card is an excellent way to earn points. Spend in specific categories and you’ll earn three points per dollar. For example when you spend $500 on purchases on your card in the first three months, you will get a 100,000 point welcome bonus.
Divide
The Divvy is a great option for startup business owners looking for a business card. This type of credit card provides a range of advantages and features. It also lets you track your business expenses.
Divvy can be used with accounting software that allows users to easily view the financial expenses. You can then create a budget, set limits on spending and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate card. These cards evaluate your business financial situation and help you decide how much money you’ll need to spend each month. In contrast to traditional business credit cards, Divvy is not a requirement for a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the most competitive rates of interest on business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card can earn bonus points that can translate to cash back. Certain cards provide rewards for shopping and traveling and others can be used to boost your credit score.
Aside from the best business credit cards offered by Chase and other credit card issuers that you can use. But, you must consider the way you intend to make use of a specific credit card. It is important to find a business credit card that is suitable for your specific needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card gives you solid rewards for various categories of purchases and even covers employees’ mobile phone bills.