If you’re starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer, it can be confusing and overwhelming to apply for an enterprise credit card. Here are a few things you need to know about the process of getting credit card.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help entrepreneurs build credit histories. The cardholders don’t have to pay any interest or provide personal guarantees. Instead the applicants are evaluated on their financial model and spending habits.
Credit limits of up 100 percent are permissible for applicants. This limit is determined based on the amount of money that is in a customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points for booking travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management tool. The card comes with a range of benefits, including a flat 1.5% cashback rate on all purchases. The card doesn’t have annual fees and does not have any other conditions other than a good credit rating.
A low-interest business credit line is a great option for new businesses. You may also want to look into a credit card for business that offers additional protection.
One of the primary benefits of a business low-interest credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll have to pay every month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It comes with a variety of advantages, including a large sign-up bonus, purchase protection, along with travel perks. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR promos and the spending limit might not be suitable for your business. It’s not the most efficient points-earning program.
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On the other side the Ink Business Preferred Card offers many other beneficial features, including liability coverage in addition to primary car rental insurance and a shopping insurance. These perks are great for small-scale business owners.
Moreover, the Ink Business Preferred Card is a great way to earn points. If you make purchases in certain categories, you’ll earn 3 points for every dollar you spend. In this case, if you spend $500 on purchases to your card within the first three months, you will be awarded a 100,000 points welcome bonus.
Divvy
If you’re a new business owner in search of a credit card for business you might want think about Divvy. This type of credit card provides numerous benefits and features. You can also monitor your business expenses with this card.
Divvy can be integrated with any external accounting software that allows users to look at their financial expenses. You can create a budget, set limits on spending and request money. Additionally, Divvy lets you set a spending limit for your employees.
Divvy also has a corporate card. These cards evaluate your business’s finances and determine the amount you’ll have to spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards are a way to secure the highest interest rates for business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Certain cards provide rewards for purchases and travel and others are able to help build your credit score.
There are a myriad of credit card issuers you could select from, including Chase. However, you should think about the way you intend to use a particular credit card. It is important to select an enterprise credit card that will meet your needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card gives you solid rewards for various purchase categories and even will pay for employees’ mobile phone bills.