For those who are just beginning an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer but it can be confusing and overwhelming to apply for a business credit card. Here are some things you need to know about how to get an credit card.
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Brex provides a variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit score. The cardholders don’t have to pay any interest and don’t have to offer personal guarantees. Instead, applicants are rated by company business model and spending habits.
Credit limits of up to 100 percent are available to applicants. The limit is determined by the amount of money that a customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback rate on all purchases. The card has no annual fees and doesn’t require any other requirements other than an excellent credit score.
A business credit card with low interest is a great option for startups. A business credit line with additional security might be a good option.
One of the primary features of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about the amount you can afford to pay off each month. This is especially true if you’re looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It provides a wide range of benefits, like an impressive sign-up bonus, purchase protection, and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promotions and the spending limit might not be suitable for your company. It’s also not the best point-earning option.
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The Ink Business Preferred Card, however it offers a number of additional useful features, including liability coverage, primary coverage for car rentals shopping protection, and primary coverage for car rentals. These perks are perfect for small-scale business owners.
Moreover it is worth noting that the Ink Business Preferred Card is a great way to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For example, if you make a purchase of $500 to your credit card within the first three months, you’ll receive an offer of 100,000 points.
Divvy is an excellent choice for entrepreneurs who are starting their business and looking for a business card. This card comes with a wide range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used with accounting software, allowing users to quickly view financial expenses. You can create budgets, set the maximum limits and request money. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards assess your business finances and assist you to decide how much money you can spend every month. As opposed to traditional business credit card, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure most favorable interest rates on business loans, and can also provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and travel as well as other cards that can be used to to build credit for your business.
In addition to the top business credit cards offered by Chase but there are many other credit card issuers that you can choose from. However, you should consider the manner in which you use a particular credit card. It is crucial to find the right corporate credit card for your requirements.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. This card is a great way to earn rewards for various categories of purchases and also covers cell phone bills.