For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes but the process of applying for an enterprise credit card can be daunting and confusing. Here are some things you need to know about how to get a credit card.
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Brex 30
Brex provides a range of financial services including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build credit histories. The applicants don’t have to pay interest or provide personal guarantees. Instead, applicants are evaluated on the basis of their business model and spending patterns.
Customers can get up to 100 percent credit limit. This limit is determined by the amount the customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual fees and the card doesn’t require other requirements other than having a high credit score.
For businesses that are just starting out it is possible to reap the benefits of a business credit card with low interest could be very appealing. You may also consider a business credit card with additional protection.
One of the most important features of a low-interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay off every month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It offers many benefits, including a substantial sign up bonus, purchase protection, as well as travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR promotions to be found and the spending cap could be too low for your company. It’s also not the most effective points-earning feature.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features like liability insurance primary car rental coverage shopping protection, as well as primary coverage for rental cars. If you’re a small business owner, you’ll surely get these benefits.
Moreover that, the Ink Business Preferred Card is a great way to earn points. Spend in certain categories and earn three points per dollar. For example the case of spending $500 on purchases on your card within the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
The Divvy is a great option for business owners who are just starting out looking for an enterprise card. This type of card offers various benefits and features. It also allows you to monitor your business expenses.
The Divvy app can be used with any accounting software to allow users to monitor their financial expenses. The program allows you to set a budget, limit spending and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also has corporate cards. These cards analyze your business financial situation and help you determine how much you should spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best interest rates for business loans and provide valuable rewards. For instance the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Certain cards provide rewards for shopping and traveling as well as other cards that can be used to build your business’s credit.
There are a variety of credit card issuers you could choose from, including Chase. It is important to consider the method of use for the credit card. It is crucial to find the right business credit card to meet your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a fantastic option. This card gives you solid rewards for a variety of purchase categories and even will pay for employees’ mobile phone expenses.