If you’re thinking of creating a business, the most important question to ask is “Can I get my business credit card?” Although the answer is yes, it can be challenging and overwhelming to apply for an enterprise credit card. Here are a few points you should be aware of about the process of applying for credit card.
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Brex provides a range of financial services , including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit history. The cardholders don’t have to pay any interest or provide an individual guarantee. Instead, applicants are evaluated by the company’s business model and spending habits.
Credit limits as high as 100 percent are permitted for applicants. The limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spend management solution. It comes with a myriad of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements other than having a high credit score.
A business credit card with low interest is a great choice for new businesses. You may also look into a credit card for business that offers additional protection.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple cards or worrying about the amount of money you’ll be able to afford each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new companies. It has many benefits, including a substantial sign-up bonus and purchase protection and travel perks. However, it has some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any promotional APR deals and the spend limit may not be appropriate for your company. It’s not the most efficient points-earning strategy.
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The Ink Business Preferred Card, however it offers a number of additional useful features such as liability coverage as well as primary car rental coverage shopping protection, and primary coverage for car rental. These benefits are perfect for small-scale business owners.
Furthermore that, the Ink Business Preferred Card is a great method to earn points. When you spend money in certain categories, you can earn three points per dollar you spend. For instance, if charge $500 on purchases to your credit card within the first three months, you’ll be eligible for an initial bonus of 100,000 points.
Divvy is an excellent choice for business owners who are just starting out seeking a business card. This card offers a variety of benefits and features. You can also track your business expenses with this card.
Divvy can be used with any external accounting software to allow users to see their financial expenses. The program lets you set a budget, limit spending and even request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also has a corporate card. These cards evaluate your business finances and assist you to decide how much money you can spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest rates of interest for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Some cards offer rewards for travel and shopping and others can be used to build your credit score.
There are many credit card issuers that you can pick from, including Chase. However, you must think about how you will make use of a particular credit card. It is essential to choose the appropriate business credit card to meet your requirements.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card a great option. The card gives you solid rewards for various categories of purchases and also protects employees’ mobile phone bills.