For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although there is a yes answer, it can be difficult and confusing to apply for a business credit card. Here are some things you need to know about the process of obtaining credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build credit histories. The cardholders don’t have to pay any interest and don’t need to provide an individual guarantee. Instead, applicants are assessed by company business model and spending patterns.
Credit limits as high as 100 percent are available to applicants. The limit is determined by the amount of money the customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management solution. The card provides a range of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from an excellent credit score.
A business credit card with low interest is a great option for startups. You may also think about a business credit card that offers additional protection.
One of the key benefits of a business low-interest credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll have to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for new businesses. It offers a range of benefits, like a high sign-up bonus, purchase protection, as well as travel perks. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any APR introductory promotions to be found and the spending cap may be too low for your business. In addition, it’s not exactly the most generous points-earning program.
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On the other side it is worth noting that the Ink Business Preferred Card offers several other valuable features, including liability coverage, primary car rental coverage and a shopping insurance. If you’re a small-sized company owner, you’ll certainly benefit from these perks.
The Ink Business Preferred Card is another great way to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For instance, if you add $500 worth of purchases to your card in the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
Divide
If you’re a startup business owner looking for an enterprise credit card You might want to look into Divvy. This card has a variety of benefits and features. It also allows you to keep track of your business expenses.
Divvy can be integrated with any external accounting software that allows users to see their financial expenses. The software lets you create a budget, limit spending and even request money. Divvy also allows you to set a spending limit for your employees.
Divvy also has a corporate card. These cards look at your company’s finances and determine the amount you’ll need to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards offer a way to secure the best rates of interest on business loans, and they are also able to provide useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and travel, and others can be used to improve your company’s credit score.
There are a myriad of credit card issuers you can choose from, including Chase. But, you must consider the way you intend to utilize a specific credit card. It is vital to find the right business credit card for your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. The card provides solid rewards for various purchase categories and even protects employees’ mobile phone bills.