For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer but it can be challenging and overwhelming to apply for an enterprise credit card. Here are some things you need to be aware of when applying for the credit card you need.
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Brex 30
Brex provides a range of financial services including corporate credit cards, spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups establish credit histories. The applicants don’t have to pay interest and don’t have to offer an individual guarantee. Instead, applicants are rated on the basis of their business model and spending habits.
Applicants can have up to 100 percent credit limit. This limit is determined by the amount of money the customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn significant rewards when you use a Brex Corporate credit card. For instance, you can earn four points on trips booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card as well as a spending management solution. The card comes with a range of benefits, including a simple 1.5% cashback rate on all purchases. The card does not have annual fees and does not have any other requirements than having a high credit score.
A business credit card with a low-interest rate is a great choice for new businesses. A business credit card that offers additional security could be a viable option.
A low-interest business credit cards are very convenient because you don’t have to worry of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is especially important if you’re trying to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards that are designed for startups. It has many benefits, including a substantial reward for signing up along with purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There are no introductory APR promos and the spending limit may not be appropriate for your business. It’s also not the most effective points-earning strategy.
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On the other hand it is worth noting that the Ink Business Preferred Card offers numerous other useful features, including liability coverage as well as primary coverage for car rental as well as a shopping security. If you’re a small-sized company owner, you’ll certainly benefit from these perks.
Furthermore that, the Ink Business Preferred Card is a great way to earn points. Spend in specific categories and you’ll earn three points per dollar. For example, if you charge $500 on purchases to your credit card during the first three months, then you’ll be rewarded with the welcome bonus of 100,000 points.
Divide
Divvy is a good option for startup business owners looking for an business card. This card comes with a wide range of benefits and features. You can also track your business expenses with this card.
Divvy can be integrated alongside any other accounting software to allow users to see their financial expenses. The program allows you to set a budget, limit spending and even request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s finances and determine the amount you should spend each month. As opposed to traditional business credit card, Divvy does not require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards provide an opportunity to secure the best rates of interest on business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Some cards offer rewards for shopping and travel as well as other cards that can be used to build your business’s credit.
In addition to the top business credit cards offered by Chase, there are other credit card issuers are available to. However, you should think about the way you intend to use a particular credit card. It is important to select the right business credit card that is suitable for your specific requirements.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card an excellent option. The card provides solid rewards for various categories of purchases and even covers employees’ mobile phone bills.