For those who are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer, it can be difficult and confusing to apply for a business credit card. Here are some things to learn about getting the credit card you need.
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Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is an credit card that assists entrepreneurs build credit histories. The cardholders don’t have to pay any interest and don’t need to provide an individual guarantee. Instead, applicants are evaluated based on their company’s business model and their spending habits.
Credit limits up to 100 percent are available to applicants. This limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards when you use a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. The card offers a variety of benefits, including a flat 1.5 percent cashback on all purchases. There are no annual charges, and the card does not have other requirements other than having a high credit score.
For businesses that are just starting out benefiting from the low-interest business credit cards are a great deal. You may also want to look into a credit card for business which offers additional security.
Business credit cards with low interest are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much money you can afford each month. This is especially applicable if you’re planning to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It offers a variety of benefits, such as an excellent sign-up bonus purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any introductory APR deals and the spend limit may not be appropriate for your business. Moreover, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, however it offers a number of additional useful features like liability insurance primary coverage for car rentals, shopping protection, and primary coverage for car rental. These perks are great for small-scale business owners.
Additionally it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in certain categories and you’ll earn three points per dollar. In this example when you spend $500 on purchases with your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
If you’re a start-up business owner looking for an enterprise credit card You might want to look into Divvy. This card comes with a wide range of benefits and features. You can also keep track of your business expenses using this card.
Divvy integrates with other accounting software, and allows users to view their the financial expenses. You can create a budget, set maximum limits and request money. It also lets you set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. The cards analyze your company’s finances and decide how much you’ll have to spend every month. As opposed to traditional business credit card, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be the opportunity to get the best rates of interest on business loans, and they can also provide valuable rewards. For example a Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash back. Certain cards provide rewards for purchases and travel while others are able to help build your credit score.
There are a myriad of credit card issuers to choose from, such as Chase. You should also think about how you will use the credit card. It is important to select an enterprise credit card that suits your specific needs.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card is a good option for earning rewards for various categories of purchases and even will pay for employees’ mobile phone bills.