If you’re thinking about starting your own business, the most important question you should ask yourself is “Can I get my business credit card?” While the answer is yes but it can be confusing and overwhelming to apply for an enterprise credit card. Here are a few tips to be aware of the process of applying for a credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards, spend management and expense management software. It offers a complete financial solution to startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit history. The cardholders don’t have to pay any interest and don’t need to offer personal guarantees. Rather, applicants are evaluated on the basis of their business model and spending habits.
Credit limits of up to 100 percent are allowed for applicants. The limit is determined by the amount of money in the customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine the limit of its spending.
You can earn rewards when you use the Brex Corporate credit card. For instance, you can earn four points on trips booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management tool. The card comes with a range of benefits, including a simple 1.5 percent cashback rate on all purchases. There are no annual fees, and the card doesn’t have other requirements aside from a good credit score.
A business credit card with low interest is a great choice for those who are just starting out. You may also want to think about a business credit card with additional protection.
A low-interest business credit card are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much you can manage each month. This is especially relevant if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It has many advantages, such as a huge reward for signing up, purchase protection, as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any APR introductory promotions available, and the spending cap may be too low for your company. This isn’t the most efficient point-earning option.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, such as liability coverage as well as primary car rental coverage shopping protection, as well as primary coverage for rental cars. As a small business owner, you’ll definitely enjoy these benefits.
Moreover, the Ink Business Preferred Card is an excellent method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. In this example when you spend $500 on purchases to your card in the first three months, you will be awarded a 100,000 points welcome bonus.
Divide
If you’re a new business owner in search of an enterprise credit card you might want think about Divvy. The card comes with a range of advantages and features. You can also track your business expenses with this card.
Divvy can be used with accounting software that allows users to quickly view financial expenses. The software lets you make a budget, limit spending and request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards analyze your business finances and assist you to decide on how much you can spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable interest rates for business loans and offer valuable rewards. For instance, a Chase Ultimate Rewards business credit card can earn bonus points that can be converted into cash. Certain cards provide rewards for shopping and travelling and some can be used to help build your business’s credit.
There are many credit card issuers to select from, including Chase. You must also think about how you will use the credit card. It is crucial to choose the best business credit card that suits your needs.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. The card is a good option for earning rewards for various purchase categories and even covers mobile phone bills.