For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of getting an official business credit card can be daunting and confusing. Here are a few things to know about how to get credit card.
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Brex offers a variety of financial services , including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build their credit history. The applicants don’t pay interest or have to provide personal guarantees. Instead, applicants are rated on the basis of their business model and spending habits.
Users can get a 100 percent credit limit. The limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards when you use a Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. The card comes with a variety of benefits, including a flat 1.5% cash back rate on all purchases. The card does not have annual fees and does not have any other requirements than having a credit score of at least.
For a business that is just beginning benefiting from a business credit card with low interest are a great deal. You may also want to think about a business credit card with additional protection.
Business credit cards with low interest are extremely convenient since you don’t have to worry of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It provides many benefits, including a high sign up bonus as well as purchase protection along with travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR promotions available, and the spending cap could be too low for your company. This isn’t the most efficient point-earning option.
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On the other hand however, the Ink Business Preferred Card offers several other valuable features, including liability coverage as well as primary coverage for car rental and a shopping insurance. These perks are perfect for small-scale business owners.
Additionally to that, the Ink Business Preferred Card is a great method to earn points. If you make purchases in certain categories, you’ll earn three points per dollar you spend. For instance, if make a purchase of $500 to your credit card during the first three months, you’ll be eligible for a welcome bonus of 100,000 points.
If you’re a business owner in search of a credit card for business you might want think about Divvy. This type of card offers various benefits and features. You can also monitor your business expenses with this card.
Divvy can be integrated alongside any other accounting software that allows users to monitor their financial expenses. You can create a budget, set limits, and request funds. It also lets you set a spending limit for your employees.
Divvy also offers corporate cards. These cards evaluate your business’s financial situation and decide on how much you can spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest rates of interest on business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Some cards offer rewards for shopping and traveling, while others can be used to build your credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers that you can choose from. You should also consider the way you intend to use the credit card. It is crucial to locate the best business credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card offers solid rewards for various purchase categories and even protects employees’ mobile phone bills.