For those that are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of applying for an enterprise credit card can be a bit overwhelming and confusing. Here are some tips to be aware of before obtaining an credit card.
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Brex provides a range of financial services , including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit score. The cardholders don’t have to pay any interest and don’t need to offer a personal guarantee. Instead the applicants are evaluated on their company’s business model and spending habits.
Credit limits of up to 100 percent are available to applicants. The limit is determined by the amount of money a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you could get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and a spend management solution. The card comes with a host of benefits, including a flat 1.5% cash back rate on all purchases. The card doesn’t have annual fees and doesn’t require any other conditions other than a good credit rating.
A low-interest business credit card is a great choice for businesses that are just starting out. You might also look into a business credit card that offers additional protection.
A business credit card with a low-interest rate are extremely convenient since you don’t have the worry of managing multiple credit cards or worrying about the amount of you can manage each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It provides a wide range of benefits, such as a high sign-up bonus, purchase protection, and travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any introductory APR promotions available, and the spending limit may be too low for your business. This isn’t the most efficient points-earning strategy.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, such as liability coverage primary coverage for car rentals shopping protection, as well as primary coverage for car rentals. If you’re a small company owner, you’ll certainly benefit from these benefits.
Moreover to that, the Ink Business Preferred Card is an excellent method to earn points. When you spend in specific categories, you’ll earn three points for every dollar you spend. For instance, if you charge $500 in purchases to your credit card within the first three months, you’ll get the welcome bonus of 100,000 points.
If you’re a new business owner in search of an account for business credit you might want think about Divvy. This card has a variety of benefits and features. It also lets you monitor your business expenses.
Divvy can be used with accounting software that allows users to easily monitor financial expenses. The software allows you to make a budget, limit spending and even request money. You can also set a spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s finances and decide how much you can spend each month. Contrary to traditional business credit cards, Divvy is not a requirement for personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to understand the company’s rate prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive interest rates for business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Certain cards provide rewards for travel and shopping while others can be used to improve your credit score.
Apart from the top business credit cards from Chase but there are many other credit card issuers you can turn to. It is important to consider how you will use the credit card. It is vital to find the right business credit card that meets your requirements.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. This card provides solid rewards on a variety of purchase categories and also protects employees’ mobile phone bills.