If you’re thinking of starting your own business, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes however, the process of obtaining an official business credit card can be confusing and overwhelming. Here are some things you need to be aware of before obtaining credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards and spend management as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit history. The applicants don’t have to pay interest or require a personal guarantee. Instead the applicants are evaluated based on their financial model and spending habits.
The applicants can enjoy up to 100 percent credit. The limit is by the amount of money that is in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn significant rewards by using the Brex Corporate credit card. For instance, you can earn four points when you travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. The card comes with a range of advantages, including a fixed 1.5% cashback rate on all purchases. The card does not have annual fees and does not have any other conditions other than having a credit score of at least.
For a business that is just beginning benefiting from a business credit card with low interest are a great deal. It is also possible to look into a credit card for business that offers additional protection.
One of the key advantages of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about the amount you can afford to pay off each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It provides many benefits, including a substantial initial bonus as well as purchase protection and travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any introductory APR promos and the spending limit might not be suitable for your company. It’s also not the best points-earning feature.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features, such as liability coverage, primary coverage for car rentals shopping protection, and primary car rental coverage. These benefits are perfect for small business owners.
Moreover it is worth noting that the Ink Business Preferred Card is an excellent way to earn points. When you spend in certain categories, you can earn 3 points for every dollar you spend. For instance, if you charge $500 on purchases to your credit card within the first three months, you’ll be eligible for an initial bonus of 100,000 points.
Divide
Divvy is a good option for entrepreneurs who are starting their business and seeking business cards. The card comes with a range of advantages and features. It also lets you track your business expenses.
The Divvy app can be used alongside any other accounting software that allows users to monitor their financial expenses. The program lets you create a budget, restrict spending and even request money. You can also set the spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. The cards analyze your company’s finances and determine the amount you’ll need to spend each month. As opposed to traditional business credit card, Divvy does NOT require personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is important to find out the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure best interest rates on business loans, and can also offer useful rewards. For instance a Chase Ultimate Rewards business credit card can earn bonus points that can translate to cash back. Certain cards provide rewards for shopping and traveling, while others can be used to build your credit score.
Aside from the best business credit cards offered by Chase There are other credit card issuers you can use. But, you must consider the manner in which you make use of a particular credit card. It is crucial to choose an enterprise credit card that will meet your particular needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. This card offers solid rewards for various purchase categories and even protects employees’ mobile phone costs.