For those who are just beginning an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of obtaining the business credit card could be a bit overwhelming and confusing. Here are some things you need to be aware of when applying for a credit card.
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Brex provides a range of financial services , including corporate credit cards, spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. Applicants don’t pay interest or have to provide an individual guarantee. Instead the applicants are evaluated on their company’s business model and their spending habits.
The applicants can enjoy up to 100 percent credit. This limit is determined by the amount the customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
You can earn rewards using a Brex Corporate credit card. For instance, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a all-in-one small business credit card and spending management tool. The card provides a range of advantages, including a fixed 1.5 percent cashback rate on all purchases. There are no annual charges, and the card doesn’t have other requirements other than a good credit score.
A low-interest business credit line is a great option for new businesses. A business credit card with additional security could be a viable option.
One of the most important features of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll have to pay every month. This is especially important if you’re trying to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It has many benefits, including a high initial bonus, purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR deals and the spend limit might not be suitable for your company. Moreover, it’s not the most generous points-earning feature.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features such as liability coverage as well as primary coverage for car rentals, shopping protection, and primary car rental coverage. These benefits are perfect for small-scale business owners.
Moreover it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example, if you make a purchase of $500 to your card during the first three months, you’ll get the welcome bonus of 100,000 points.
If you’re a startup business owner in search of a business credit card you might want think about Divvy. This card has a variety of benefits and features. It also allows you to monitor your business expenses.
Divvy works with external accounting software, allowing users to view their the financial expenses. You can then create a budget, set limits, and request funds. You can also set an amount of money you can spend for your employees.
Divvy also has a corporate card. These cards assess your business finances and assist you to decide on how much you can spend each month. Unlike traditional business credit cards, Divvy does NOT require personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest rates of interest for business loans and offer valuable rewards. For instance a Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Certain cards provide rewards for shopping and travelling as well as other cards that can be used to help increase your business’s credit.
There are many credit card issuers you could choose from, including Chase. However, you should think about the way you intend to make use of a particular credit card. It is important to find the best business credit card that will meet your specific requirements.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. This card provides solid rewards for various categories of purchases, and it even covers cell phone bills.