For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes but the process of obtaining an official business credit card can be a bit overwhelming and confusing. Here are some tips to be aware of the process of getting the credit card.
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Brex provides a broad range of financial services, such as corporate credit cards and spend management as well as expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups establish their credit histories. Applicants don’t pay interest or provide personal guarantees. Instead, applicants are rated on the basis of their business model and spending habits.
The applicants can enjoy up to 100 percent credit limit. The limit is determined based on the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards using the Brex Corporate credit card. For example, you can get four points on travel booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spend management tool. It comes with a myriad of benefits including a flat 1.5% cash back rate on all purchases. There are no annual fees, and the card doesn’t have other requirements other than an excellent credit score.
For a startup business benefiting from a business credit card with low interest can be extremely appealing. You might also think about a business credit card that offers additional protection.
One of the key advantages of a low interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you can afford to pay each month. This is particularly important if you’re trying to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for startups. It comes with a range of advantages, including the highest sign-up bonus, purchase protection, and travel benefits. However, it has a few drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR promotions available, and the spending limit may be too low for your business. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, however, offers many other useful features, including liability coverage, primary coverage for car rentals shopping protection, and primary coverage for rental cars. As a small-scale business owner, you’ll definitely enjoy these benefits.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend in certain categories, you’ll earn 3 points per dollar you spend. In this case, if you spend $500 on purchases on your card in the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a startup business owner in search of a credit card for business you might want to look into Divvy. This card comes with a wide range of advantages and features. You can also keep track of your business expenses using this card.
Divvy can be used with any external accounting software that allows users to look at their financial expenses. The software allows you to make a budget, limit spending and even request money. Divvy also allows you to set the spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business finances and assist you to decide how much money you can spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards are an opportunity to secure the most favorable interest rates on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash or cash back. Certain cards provide rewards for shopping and travelling and some can be used to help increase your business’s credit.
There are a myriad of credit card issuers you could choose from, such as Chase. It is important to consider the method of use for the credit card. It is important that you choose the appropriate corporate credit card for your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. This card is a great way to earn rewards for various categories of purchases, and it even covers cell phone bills.