For those who are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes it can be a bit confusing and overwhelming to apply for an enterprise credit card. Here are some things you need to know about the process of getting credit card.
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Brex provides a broad range of financial services, including corporate credit cards, spend management, and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit score. The cardholders don’t have to pay any interest and don’t have to offer an individual guarantee. Instead, applicants are rated on the basis of their business model and spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card comes with a range of advantages, including a fixed 1.5 percent cashback on all purchases. The card doesn’t have annual fees and doesn’t have any other qualifications other than an excellent credit score.
A business credit card with low interest is a great choice for startups. A business credit card with additional protection may be a viable option.
One of the main advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll be able to pay each month. This is especially true if you’re looking to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It comes with a variety of benefits, including a substantial sign up bonus as well as purchase protection as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any initial APR promos and the spending limit might not be suitable for your business. In addition, it’s not exactly the most generous points-earning option.
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On the other side, the Ink Business Preferred Card offers several other valuable features, such as liability insurance as well as primary coverage for car rental and a shopping protection. These perks are great for small business owners.
The Ink Business Preferred Card is another great way to earn points. If you make purchases in certain categories, you’ll earn three points for every dollar you spend. For instance, if charge $500 on purchases to your credit card during the first three months, you’ll get a welcome bonus of 100,000 points.
Divvy is an excellent choice for business owners who are just starting out seeking an enterprise card. This card comes with a wide range of benefits and features. It also lets you keep track of your business expenses.
The Divvy app can be used alongside any other accounting software that allows users to see their financial expenses. The software allows you to create a budget, limit spending and even request money. You can also set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards review your company financial situation and help you decide on how much you’ll need to invest every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best rates of interest on business loans. They also offer rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Some cards offer rewards for shopping and travel, and others can be used to to build credit for your business.
There are numerous credit card issuers you could select from, including Chase. It is important to consider how you will use the credit card. It is crucial to find the right business credit card to meet your needs.
Small business owners will find the Ink Business Preferred(r), Credit Card a fantastic option. This card offers solid rewards for various categories of purchases, and it even covers cell phone bills.