For those that are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes but it can be difficult and confusing to apply for a business credit card. Here are a few things to know about how to get an credit card.
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Brex provides a range of financial services including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build credit histories. It doesn’t charge interest and don’t need to offer a personal guarantee. Instead, applicants are evaluated by company business model and spending habits.
Credit limits of up 100 percent are permitted for applicants. The limit is determined by the amount of money that a customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
You can earn significant rewards by using a Brex Corporate credit card. Brex Travel offers four points to book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management tool. The card comes with a host of benefits, including a fixed 1.5% cash back rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from an excellent credit score.
A low-interest business credit line is a great choice for startups. A business credit line with additional security could be a possibility.
One of the key advantages of a low-interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll have to pay each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It comes with a range of advantages, including an impressive sign-up bonus, purchase security, and travel perks. However, it does have some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any APR introductory promotions to be found and the spending cap may be too low for your business. In addition, it’s not exactly the most generous points-earning option.
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The Ink Business Preferred Card, however, offers many other useful features such as liability coverage primary car rental coverage, shopping protection, and primary coverage for car rentals. These perks are great for small business owners.
Additionally that, the Ink Business Preferred Card is a great method to earn points. When you spend money in certain categories, you can earn three points per dollar you spend. For example, if you spend $500 on purchases on your card within the first three months, you’ll receive a 100,000 point welcome bonus.
The Divvy card is a great choice for business owners who are just starting out seeking a business card. This type of credit card provides many benefits and features. It also lets you track your business expenses.
Divvy can be integrated with any external accounting software to allow users to monitor their financial expenses. You can then create budgets, set the limits, and request funds. It also lets you set an amount of money you can spend for your employees.
Divvy also has corporate cards. These cards evaluate your business finances and allow you to decide on how much you should spend every month. As opposed to traditional business credit card, Divvy doesn’t require personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable interest rates for business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for shopping and travel as well as other cards that can be used to help to build credit for your business.
There are numerous credit card issuers that you can choose from, such as Chase. However, you should consider how you will make use of a specific credit card. It is essential to locate the best business credit card that will meet your particular needs.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. This card offers solid rewards for various categories of purchases and also protects employees’ mobile phone bills.