For those that are starting a business, one the most important questions they’ll have to answer is “Can I get a business credit card?” While there is a yes answer, it can be daunting and confusing to apply for an enterprise credit card. Here are some tips to be aware of before obtaining a credit card.
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Brex 30
Brex offers a wide variety of financial services, including corporate credit cards spending management, as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build credit histories. It doesn’t charge interest or need to provide an individual guarantee. Instead, applicants are evaluated on their company’s business model and spending habits.
Customers can get up to a 100 percent credit limit. The limit is by the amount of money in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards using the Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spending management tool. The card comes with a host of benefits including a standard 1.5 percent cash back rate on all purchases. There are no annual fees and the card doesn’t require other requirements except for an excellent credit score.
For a startup business one of the advantages of using a low-interest business credit card are a great deal. A business credit line with additional protection may be a viable option.
A business credit card with a low-interest rate are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much you can manage each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It offers many benefits, including a substantial initial bonus and purchase protection as well as travel benefits. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR deals and the spend limit may not be appropriate for your business. It’s also not the most effective points-earning program.
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The Ink Business Preferred Card, however provides a range of useful features like liability insurance, primary car rental coverage shopping protection, as well as primary coverage for car rentals. These perks are perfect for small business owners.
Additionally that, the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend money in certain categories, you can earn 3 points for every dollar you spend. For example, if you charge $500 on purchases to your credit card within the first three months, you’ll receive an initial bonus of 100,000 points.
Divvy
The Divvy is a great option for entrepreneurs who are starting their business and looking for an enterprise card. This card comes with a wide range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy is compatible with any accounting software that allows users to look at their financial expenses. You can then create budgets, set the limits, and request funds. You can also set the spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards review your company’ finances and help you decide what amount of money you’ll need to spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards are the opportunity to get the best rates of interest on business loans, and can also offer useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Some cards offer rewards for travel and shopping and some can be used to build your business’s credit.
In addition to the top business credit cards from Chase, there are other credit card issuers you can use. You should also think about the method of use for the credit card. It is crucial to choose the appropriate business credit card to meet your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. This card is a great way to earn rewards on various purchase categories and even protects employees’ mobile phone bills.