If you’re thinking of creating your own business, the most important thing to consider is “Can I get my business credit card?” While the answer is yes, it can be daunting and confusing to apply for a business credit card. Here are a few tips to be aware of the process of obtaining credit card.
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Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit history. Applicants don’t pay interest or require an individual guarantee. Instead, applicants are evaluated on their financial model and spending habits.
Credit limits of up to 100 percent are permissible for applicants. The limit is based on the amount of money that is in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. The card offers a slew of benefits including a standard 1.5% cash back rate on all purchases. The card doesn’t have annual charges and doesn’t need any other qualifications other than having a high credit score.
A low-interest business credit card is a great choice for businesses that are just starting out. A business credit card with additional protection may be a possibility.
Business credit cards with low interest are very convenient because you don’t have to worry of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It offers many benefits, including a substantial reward for signing up, purchase protection, and travel perks. It does have some drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promotions to be found and the spending limit could be too low for your business. Moreover, it’s not the most generous points-earning feature.
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The Ink Business Preferred Card, however, offers many other useful features like liability insurance, primary car rental coverage shopping protection, and primary car rental coverage. As a small company owner, you’ll certainly benefit from these perks.
Moreover, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example, if you add $500 worth of purchases to your credit card during the first three months, you’ll receive an offer of 100,000 points.
If you’re a new business owner in search of a credit card for business you might want look into Divvy. This kind of card comes with various benefits and features. You can also monitor your business expenses with this card.
Divvy is compatible with external accounting software that allows users to easily monitor the financial expenses. You can create budgets, set maximum limits and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards assess your business finances and assist you to decide what amount of money you’ll need to spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s crucial to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards offer a way to secure the highest interest rates for business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash or cash back. Some cards offer rewards for shopping and traveling while others can be used to help build your business’s credit.
There are numerous credit card issuers that you can pick from, including Chase. You should also think about the way you intend to use the credit card. It is essential to locate the best business credit card that is suitable for your specific needs.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card is a good option for earning rewards for a variety of purchase categories and even covers employees’ mobile phone bills.