If you’re thinking of starting your own business, the most important question is “Can I get my business credit card?” The answer is yes however the process of obtaining a business credit card can be confusing and overwhelming. Here are a few things to be aware of before obtaining an credit card.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards and spend management as well as expense management software. Brex provides a complete financial solution for new businesses.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish their credit history. The applicants don’t have to pay interest or provide personal guarantees. Instead, applicants are assessed by company business model and spending patterns.
Customers can get up to a 100 percent credit limit. The limit is based on the amount of money in the customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
You can earn valuable rewards when you use the Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card offers a variety of benefits, including a standard 1.5% cashback rate on all purchases. The card does not have annual fees and doesn’t have any other conditions other than having a high credit score.
A business credit card with low interest is a great option for new businesses. You may also want to think about a business credit card that offers additional protection.
One of the main advantages of a low interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you can afford to pay each month. This is particularly true if you’re looking to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new businesses. It provides a wide range of benefits, such as a high sign-up bonus, purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any APR introductory promotions available, and the spending limit may be too low for your company. It’s also not the most generous points-earning program.
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On the other side the Ink Business Preferred Card offers several other valuable features, including liability coverage and primary car rental coverage and a shopping insurance. If you’re a small company owner, you’ll certainly benefit from these benefits.
The Ink Business Preferred Card is another excellent method to earn points. Spend in specific categories and you’ll earn three points per dollar. In this example, if you spend $500 on purchases made with your card in the first three months, you will receive a 100,000-point welcome bonus.
Divide
If you’re a startup business owner in search of a business credit card you might want think about Divvy. This type of credit card provides numerous benefits and features. You can also monitor your business expenses with this card.
Divvy is compatible with any accounting software to allow users to look at their financial expenses. The program allows you to create a budget, limit spending and request money. Divvy also allows you to set a spending limit for your employees.
Divvy also offers a corporate card. These cards assess your business finances and assist you to decide how much money you’ll need to spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest rates of interest on business loans and provide valuable rewards. For instance a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Certain cards provide rewards for travel and shopping, and others can be used to help increase your business’s credit.
There are many credit card issuers that you can choose from, such as Chase. However, you must think about the ways you will use a particular credit card. It is important to find a business credit card that meets your specific needs.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card provides solid rewards for various categories of purchases, and it even covers cell phone bills.