For those who are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however the process of applying for an enterprise credit card can be a bit overwhelming and confusing. Here are some things you need to know about the process of obtaining the credit card.
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Brex provides a range of financial services , including corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an account that helps startups build their credit history. It doesn’t charge interest or require a personal guarantee. Instead, applicants are evaluated on their financial model and spending habits.
Users can get 100 percent credit limit. This limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards with a Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a budget management tool. The card comes with a variety of benefits including a standard 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t require other requirements, aside from a good credit score.
For businesses that are just starting out benefiting from the low-interest business credit cards can be extremely appealing. A business credit line with additional protection may be a viable option.
A low-interest business credit card are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is especially true if you’re looking to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It provides a wide range of benefits, like the highest sign-up bonus, purchase protection, and travel benefits. However, it has several drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any introductory APR promos and the spending limit may not be appropriate for your business. This isn’t the most efficient points-earning feature.
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On the other hand however, the Ink Business Preferred Card offers many other beneficial features, including liability coverage, primary car rental coverage and a shopping insurance. As a small business owner, you’ll surely benefit from these perks.
Moreover that, the Ink Business Preferred Card is an excellent method to earn points. Spend in certain categories and you’ll earn three points per dollar. For example, if you charge $500 in purchases to your credit card within the first three months, you’ll get a welcome bonus of 100,000 points.
Divvy is a good option for business owners who are just starting out looking for an business card. This type of card comes with numerous benefits and features. You can also monitor your business expenses with this card.
Divvy can be integrated with any accounting software that allows users to look at their financial expenses. The software allows you to set a budget, limit spending, and request funds. You can also set a spending limit for your employees.
Divvy also has a corporate card. These cards assess your company’s finances and determine how much you should spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to know the rate of the company before applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash back. Some cards offer rewards for shopping and travel, while others can be used to boost your credit score.
There are a myriad of credit card issuers you could pick from, including Chase. But, you must consider the way you intend to use a particular credit card. It is crucial to choose a business credit card that will meet your particular needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card an excellent option. The card provides solid rewards across a variety of categories and even covers employees’ mobile phone expenses.