If you’re thinking about creating your own business, the most important question to ask is “Can I get my business credit card?” Although the answer is yes it can be daunting and confusing to apply for an enterprise credit card. Here are a few things you should know about the process of getting an credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. It doesn’t charge interest or need to provide a personal guarantee. Instead applicants are evaluated on their company’s financial model and spending habits.
Credit limits up to 100 percent are permitted for applicants. This limit is determined by the amount of money that is in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points to book travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. The card comes with a variety of benefits including a standard 1.5% cash back rate on all purchases. The card does not have annual fees and does not have any other requirements other than an excellent credit score.
If you are a new business benefiting from the low-interest business credit cards could be very appealing. A business credit card that comes with added security may be an option.
One of the key advantages of a low interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay off every month. This is especially important if you’re trying to finance large purchases.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It comes with a variety of benefits, including a substantial sign up bonus and purchase protection as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR promotions available, and the spending limit could be too low for your company. It’s also not the most generous point-earning system.
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On the other hand however, the Ink Business Preferred Card offers numerous other useful features, such as liability insurance, primary car rental coverage, and a shopping protection. These benefits are perfect for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example when you spend $500 on purchases on your card in the first three months, you’ll receive a 100,000 point welcome bonus.
Divide
If you’re a business owner looking for a credit card for business, you may want to think about Divvy. This type of credit card provides numerous advantages and features. It also lets you monitor your business expenses.
Divvy is compatible with any external accounting software to allow users to view their financial expenses. You can then create budget, set limits, and request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards look at your company’s finances and determine how much you can spend every month. Contrary to traditional business credit cards, Divvy is not a requirement for personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards are the chance to secure best interest rates on business loans. They can also offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travel and others are able to help build your credit score.
Apart from the top business credit cards from Chase, there are other credit card issuers you can choose from. It is important to consider what you intend to do with the credit card. It is crucial to choose an enterprise credit card that is suitable for your particular needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. The card gives you solid rewards on a variety of purchase categories and even covers employees’ cell phone bills.