For those who are just beginning the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes however, the process of obtaining the business credit card could be a bit overwhelming and confusing. Here are some tips to be aware of when applying for an credit card.
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Brex offers a wide range of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups establish their credit histories. It doesn’t charge interest or need to provide a personal guarantee. Instead, applicants are evaluated on their company’s financial model and spending habits.
Applicants can have up to 100 percent credit. This limit is determined based on the amount of money that is in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn valuable rewards with the Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. It offers a wide range of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees, and the card does not have other requirements other than a good credit score.
For businesses that are just starting out benefiting from the low-interest business credit cards can be extremely appealing. You may also consider a business credit card that offers additional protection.
One of the primary benefits of a business low-interest credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll have to pay off each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new companies. It offers a range of benefits, like the highest sign-up bonus, purchase protection, as well as travel perks. It has some downsides.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any promotional APR offers and the spending limit may not be appropriate for your company. It’s also not the most effective points-earning feature.
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The Ink Business Preferred Card, on the other hand it comes with a variety of other beneficial features such as liability coverage and primary coverage for car rentals, shopping protection, and primary coverage for car rentals. As a small-scale business owner, you’ll surely enjoy these benefits.
Moreover to that, the Ink Business Preferred Card is an excellent method to earn points. Spend in certain categories and earn three points per dollar. For example, if you add $500 worth of purchases to your card in the first three months, you’ll get an offer of 100,000 points.
If you’re a business owner looking for a business credit card you might want to consider Divvy. This type of card comes with various advantages and features. It also allows you to track your business expenses.
Divvy is compatible with external accounting software, and allows users to easily view financial expenses. The software allows you to create a budget, restrict spending and even request money. Divvy also allows you to set the spending limit for your employees.
Divvy also offers a corporate credit card. The cards analyze your company’s finances and decide how much you’ll have to spend each month. In contrast to traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest rates of interest on business loans. They also offer rewards. For instance one card, the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Some cards offer rewards for travel and shopping and others can be used to boost your credit score.
Apart from the top business credit cards offered by Chase and other credit card issuers that you can use. You should also consider the way you intend to use the credit card. It is important that you locate the best business credit card that meets your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. The card gives you solid rewards on different categories of purchases, and it even will pay for employees’ cell phone bills.